PERLINDUNGAN HUKUM PENGGUNA UANG DIGITAL RUPIAH DALAM PERJANJIAN JUAL BELI

Muhamad Saikul Fiqri
DOI: https://doi.org/10.33650/lsj.v4i2.10615



Abstract

This study discusses legal protection for users of Rupiah Digital Money in sale and purchase agreements and the responsibility of Bank Indonesia as regulator of the circulation of Rupiah Digital Money in sale and purchase agreements. This type of research is normative legal research, the approach method used is a statutory approach. The primary data collection technique is data collection that is carried out through the basis of library research and document studies. The results of this study are, first, the Digital Rupiah Money  Development will be directed at efforts to mitigate various risks. Assessment and identification of emerging risks based on the aspects of people, process and technology will be carried out in a measurable manner to produce a design and technology for Rupiah Digital Money that is safe, reliable and robust. Second, the implementation of supervision of payment system operators by Bank Indonesia, among others, refers to the Principles For Financial Market Infrastructures (PFMI) issued by the Bank For International Settlements (BIS).



Keywords

Legal Protection; Responsibility; Rupiah Digital Money

Full Text:

PDF

References

Al-Bassam, M., Sonnino, A., Buterin, V., & Khoffi, I. (2021). Fraud and Data Availability Proofs: Detecting Invalid Blocks in Light Clients. In N. Borisov & C. Diaz (Eds.), Financial Cryptography and Data Security (Vol. 12675, pp. 279–298). Springer Berlin Heidelberg. https://doi.org/10.1007/978-3-662-64331-0_15

Allen, D. W. E., M. Lane, A., & Poblet, M. (2019). The Governance of Blockchain Dispute Resolution. Harvard Negotiation Law Review, 25(1), 75–101.

Brunnermeier, M. K., James, H., & Landau, J.-P. (2019). The Digitalization of Money. NATIONAL BUREAU OF ECONOMIC RESEARCH. https://www.nber.org/system/files/working_papers/w26300/w26300.pdf

Gascoigne, B. (2019, June 20). History of Money. https://www.historyworld.net/history/Money/115

Indonesia, B. (2019). Menavigasi Sistem Pembayaran Nasional di Era Digital. https://bicara131.bi.go.id/kb-attachment/SMB%20BI-FAST%201%20-%20BSPI2025.pdf

Nubika, I. (2018). Bitcoin: Mengenal Cara Baru Berinvestasi Generasi Milenial (1st ed.). Genesis Learning.

RI, K. D. P. D. P. (2022, February 14). Mengenal Lebih Dekat Central Bank Digital Currency (CBDC). https://djpb.kemenkeu.go.id/direktorat/pkn/id/odading/2918-mengenal-lebih-dekat-central-bank-digital-currency-cbdc.html

S. Blinder, A. (2010). How Central Should the Central Bank Be? Journal of Economic Literature, American Economic Association, 48(1), 123–133.

Setiyono, W. P., Sriyono, S., & Prapanca, D. (2021). Buku Ajar Financial Technology. Umsida Press.

Sjahputra, I. (2010). Perlindungan Konsumen Dalam Perjanjian elektronik. Alumni.

Suhendra, C., Junaidi, A., & Awwal, M. A. F. (2024). Keuangan Digital: Mengelola Risiko dan Keamanan. Penerbit Takaza Innovatix Labs.

Suparni, N. (with Indonesia). (2009). Cyberspace: Problematika & antisipasi pengaturannya (Cet. 1). Sinar Grafika.

Undang-Undang No. 8 Tahun 1999 Tentang Perlindungan Konsumen, Pub. L. No. 8 (1999). https://peraturan.bpk.go.id/Details/45288/uu-no-8-tahun-1999

Undang-Undang (UU) Nomor 6 Tahun 2009 Tentang Penetapan Peraturan Pemerintah Pengganti Undang-Undang Nomor 2 Tahun 2008 Tentang Perubahan Kedua Atas Undang Undang Nomor 23 Tahun 1999 Tentang Bank Indonesia Menjadi Undang-Undang. https://peraturan.bpk.go.id/Details/38588/uu-no-6-tahun-2009

Undang-Undang (UU) Nomor 7 Tahun 2011 Tentang Mata Uang. https://peraturan.bpk.go.id/Details/39182/uu-no-7-tahun-2011

Undang-Undang (UU) Nomor 19 Tahun 2016 Tentang Perubahan Atas Undang-Undang Nomor 11 Tahun 2008 Tentang Informasi Dan Transaksi Elektronik. https://peraturan.bpk.go.id/Details/37582/uu-no-19-tahun-2016


Dimensions, PlumX, and Google Scholar Metrics

10.33650/lsj.v4i2.10615


Refbacks

  • There are currently no refbacks.


Copyright (c) 2025 Muhamad Saikul Fiqri


This work is licensed under a  Creative Commons Attribution-ShareAlike 4.0 International License 
 
Legal Studies Journal
P-ISSN: 2797-3522E-ISSN: 2797-6386
Published by Law Department, Social and Humanities Faculty of Nurul Jadid University, Probolinggo, East Java, Indonesia.