ANALISIS PEMBIAYAAN PRODUKTIF DALAM PENGEMBANGAN USAHA MEBEL ( STUDI PADA UD. ASNUR MANDIRI JL KH AGUS SALIM BONE)

Nurul Faijah, Abd Hafid, Muh Arafah
DOI: https://doi.org/10.33650/profit.v8i1.9022



Abstract

Financing allows companies to obtain financial assistance or capital to develop businesses and generate profits. This study aimed to explain the utilization of financing, particularly productive financing, in the development of the furniture business at UD Asnur Mandiri. This study used a qualitative field research approach and data collection techniques such as observation, interview, and documentation. The collected data was then analyzed comprehensively. The analysis revealed that UD Asnur Mandiri could develop its business through the use of productive financing. The indicators of business development demonstrate the utilization of financing to boost raw materials, labor, production, customer base, and revenue. Therefore, the use of financing by UD. Asnur Mandiri significantly influences its business development.

Keywords

Financing; Developing; Productive

Full Text:

PDF

References

Andreani, Ade Intan. 2020. “PERAN PEMBIAYAAN MURABAHAH DALAM PENGEMBANGAN USAHA MIKRO DAN KECIL DI TINJAU DARI PERSPEKTIF EKONOMI ISLAM (Studi Kasus PT. BPRS Kota Mojokerto Cabang Jombang).” Institut Agama Islam Negeri Kediri.

Andrianto, and M. Anang Firmansyah. 2019. Manajemen Bank Syariah ( Implementasi Teori Dan Praktek ).

Dawami, Fadhil. 2020. “Analisis Dampak Pembiayaan Produktif Dalam Mengembangkan Wirausaha Di Kota Bandar Lampung (Studi Pada Bank Syariah Mandiri Kcp Kedaton).” Universitas Islam Negeri Raden Intan Lampung.

Dessyana, Agnes, and Benedicta Prihatin Dwi Riyanti. 2017. “The Influence of Innovation and Entrepreneurial Self-Efficacy to Digital Startup Success.” International Research Journal of Business Studies 10(1):57–68. doi: 10.21632/irjbs.10.1.57-68.

Fadli, Muhammad Rijal. 2021. “Memahami Desain Metode Penelitian Kualitatif.” Humanika, Kajian Ilmiah Mata Kuliah Umum 21(1):33–54. doi: 10.21831/hum.v21i1.

Gutterman, Alan. 2022. “Financing Activities for Businesses.” SSRN Electronic Journal (October). doi: 10.2139/ssrn.4242277.

Kasmir. 2014. Bank Dan Lembaga Keuangan Lainnya. Indonesia: PT Raja Grafindo Persada.

Kementrian Perindustrian Republik Indonesia. n.d. Buku Informasi Desain-Mebel.

Kholidah, Nur. 2018. “Peran Pembiayaan Bank Syariah Terhadap Pengembangan Keunggulan Kompetitif Sektor UMKM.” Neraca 14(2). doi: https://doi.org/10.48144/neraca.v14i2.473.

Lapu, Marten Umbu, Dwi Ekasari Harmadji, and Sukma Perdana. 2023. “Pengaruh Modal Sendiri, Modal Pinjaman, Dan Lama Usaha Terhadap Pendapatan Umkm Di Kecamatan Karawang Timur.” Jurnal Penelitian & Pengkajian Ilmiah Mahasiswa (JPPIM) 4(3):65–74. doi: 10.31539/costing.v7i2.7475.

Lestari, Nelly, Putri Aisha Pasha, Merisa Oktapianti, and Heni Noviarita. 2021. “Teori Pembangunan Ekonomi.” REVENUE: Jurnal Manajemen Bisnis Islam 2(2):95–112. doi: 10.24042/revenue.v2i2.9071.

Lestari, Sry. 2020. “Analisi Peranan Pembiayaan Mikro Terhadap Perkembangan UMKM Studi Kasus Pada Bank Syariah Mandiri KCP. Sibuhuan Kabupaten Padang Lawas.” Institut Agama Islam Negeri Padang Sidimpuan 5(3):15–31.

Mahrani, Windy. 2023. “Peranan Perbankan Dalam Meningkatkan Perekonomian Indonesia.” Jurnal Al Wadiah 1(2):164–77. doi: 10.62214/jaw.v1i2.138.

Miles, Matthew B., A. Michael Huberman, and Johnny Saldana. 2014. Qualitative Data Analysis: A Methods Sourcebook. 3rd ed. SAGE Publications.

Mulyadi. 2010. Akuntansi Biaya. 5th ed. Unit Penerbit Dan Percetakan STIM YKPN.

Mulyana, Deden. 2018. Manajemen Biaya Menyikapi Lingkungan Bisnis Kontemporer.

Nurhadi, Nurhadi. 2018. “Pembiayaan Dan Kredit Di Lembaga Keuangan.” Jurnal Tabarru’: Islamic Banking and Finance 1(2):14–24. doi: 10.25299/jtb.2018.vol1(2).2804.

Nurnasrina, and P. Adiyes Putra. 2018. Manajemen Pembiayaan Bank Syariah. Indon: Cahaya Firdaus.

Seftianingsih, Dina Kristiana. 2015. “Pengenalan Berbagai Jenis Furniture Dengan Kombinasi Material Beserta Konstruksinya.” Pengenalan Berbagai Jenis Furniture Dengan Kombinasi Material Beserta Konstruksinya (154):2–2.

Suretno, Sujian, and Bustam Bustam. 2020. “Peran Bank Syariah Dalam Meningkatkan Perekonomian Nasional Melalui Pembiayaan Modal Kerja Pada Umkm.” Ad-Deenar: Jurnal Ekonomi Dan Bisnis Islam 4(01):1. doi: 10.30868/ad.v4i01.752.

Suseno, A., and R. Indriyani. 2019. “Pengelolaan Dan Pengembangan Usaha Furniture Pada UD. ETHNIC FURNITURE.” Agora 1(3):1–11.

Utama, Ahmad Nur Budi, and Ade Irma Suryani. 2023. “Peranan Perbankan Dalam Implementasi Dan Informasi Pemberian Kredit Usaha Rakyat.” Jurnal Smart: Sosial Ekonomi Dan Kerakyatan 1(1):24–35.


Dimensions, PlumX, and Google Scholar Metrics

10.33650/profit.v8i1.9022


Refbacks

  • There are currently no refbacks.


Copyright (c) 2024 Nurul Faijah, Abd Hafid, Muh Arafah

 



Creative Commons License

 

This work is licensed under a Creative Commons Attribution-NonCommercial-ShareAlike 4.0 International License.

Profit : Jurnal Kajian Ekonomi dan Perbankan Syariah
Published by Islamic Faculty of Nurul Jadid University, Probolinggo, East Java, Indonesia.