Micro Financing Mechanism with Murobahah Agreement At BSI KCP Probolinggo Kraksaan

DOI: https://doi.org/10.33650/ijed.v3i2.9851

Authors (s)


(1) * Salimatul Imaniah   (Universitas Nurul jadid)
(*) Corresponding Author

Abstract


Bank Syariah Indonesia (BSI) Probolinggo Kraksaan is a financial institusion in the from of a non-public bank using Sharia principes in its operations, standing in a strategic location near the main road that is easy to reach for the public, and has a vision and mission that can advance it.

the research aims to the micro financing mechanism with a murabahah contract at Bank Syariah Indonesia (BSI), to find out the obstacles faced in the micro financing mechanism with a murabahah contract at Bank Syariah Indonesia (BSI). This type of research uses qualitative. The objec of research examined is the mechanism of micro financing with murabahah contacts cerried out at KCP BSI Kraksaan. The data analysis method uses descriptive qualitative Micro financing with a murabahah contract at Bank Syariah Indonesia (BSI) Kraksaan has 9 stages and most of them are based on theory from the OJK Shariabanking product standard book (2116). The stages that are not in accordance with the theory carriedout by bank are the stages of collecting customer data and rations.

Keywords

the micro financing mechanism of murabahah



Full Text: PDF



References


Alhammadi, S. (2023). Expanding financial inclusion in Indonesia through Takaful: opportunities, challenges and sustainability. Journal of Financial Reporting and Accounting. https://doi.org/10.1108/JFRA-05-2023-0256

Ardiansyah, M., & Ardiansyah, T. (2023). Analisis Faktor Yang Mempengaruhi Perilaku Konsumen Dalam Pembelian Properti Khususnya Bagi Pegawai Milenial. Jurnal Usaha, 4(2), 68.

Aryan, Y. (2018). Pemikiran ekonomi ibn khaldun; pendekatan dinamika sosial ekonomi dan politik ibn khaldun’s economic thought; social economic and political dynamics approach.

Asare Vitenu-Sackey, P., & Barfi, R. (2021). The Impact of Covid-19 Pandemic on the Global Economy: Emphasis on Poverty Alleviation and Economic Growth. The Economics and Finance Letters, 8(1), 32–43. https://doi.org/10.18488/journal.29.2021.81.32.43

Febrianto, A., Azizi, M., Bahri, M. S., Subaidi, B., Ubaidillah, U., & Subhan, N. M. (2021). PKM Edukasi Prinsip-Prinsip Ekonomi Syariah dalam Membentuk Santri Entrepreneurship. GUYUB: Journal of Community Engagement, 2(3), 433–444. https://doi.org/10.33650/guyub.v2i3.2363

Febrianto, A., Jadid, U. N., & Probolinggo, K. (2022). JIWA ENTREPRENEUR SANTRI NURUL JADID ISLAMIC BOARDING SCHOOL ’ S STRATEGY IN BUILDING. 18(2), 305–317.

Febrianto, A., Muhtadin, R., & Riadi, L. (2022). Pemanfaatan Teknologi Informasi dan Komunikasi Guna Mengendaikan Pola Perilaku Konsumtif Santri Pondok Pesantren Nurul Jadid. Jurnal Sosial Ekonomi Dan Humaniora, 8(1), 57–63. https://doi.org/10.29303/jseh.v8i1.23

Febrianto, N., & Putritamara, A. (2017). Proyeksi elastisitas permintaan telur ayam ras di Malang Raya. 27(3), 81–87. https://doi.org/10.21776/ub.jiip.2017.027.02.010

Fiantika, feni rita. (2022). Metodologi Penelitian Kualitatif. In Metodologi Penelitian Kualitatif. In Rake Sarasin (Issue Maret).

For, Q. A., Susanto, P. C., Yosepha, S. Y., Dirgantara, U., & Suryadarma, M. (2025). Edukasi Metode Cara Menulis Artikel Kuantitatif dan Kualitatif untuk Mahasiswa Pascasarjana.

Kasdi, A. (2016). Filantropi Islam Untuk Pemberdayaan Ekonomi Umat (Model Pemberdayaan ZISWAF di BMT Se-Kabupaten Demak). IQTISHADIA Jurnal Kajian Ekonomi Dan Bisnis Islam, 9(2), 227. https://doi.org/10.21043/iqtishadia.v9i2.1729

Klomp, J. (2013). The measurement of human capital: A multivariate macro-approach. Quality and Quantity, 47(1), 121–136. https://doi.org/10.1007/s11135-011-9507-0

Syariah, K. (2018). No Title. 19(1), 16–34.

Yanti, R., Ibrahim, H., & Yuliarti, N. (2020). PKM Edukasi Pengelolaan Limbah Rumah Tangga KWT harapan Baru Kenagarian Koto Tuo. Sentrinov, 6(3), 120–128.


Dimensions, PlumX, and Google Scholar Metrics

10.33650/ijed.v3i2.9851


Refbacks

  • There are currently no refbacks.


Copyright (c) 2025 Salimatul Imaniah

Creative Commons License
 

IJED: International Journal of Economy Development Research
Published by Islamic Faculty of Nurul Jadid University, Probolinggo, East Java, Indonesia.