The Effectiveness Of The Educational Financing System In Supporting The Operations And Development In Pesantren


Authors

(1) * Moh Sugandi   (STAI Al Badar Cipulus Purwakarta)  
        Indonesia
(2)  Ujang Miftahudin   (STAI Al Badar Cipulus Purwakarta)  
        Indonesia
(3)  Zamzam Lukmanul Jamil   (STAI Al Badar Cipulus Purwakarta)  
        Indonesia
(4)  Risa Destriani   (STAI Al Badar Cipulus Purwakarta)  
        Indonesia
(*) Corresponding Author

Abstract


This study aims to analyze the effectiveness of the educational financing system in supporting the operation and development in Pesantren. Using a qualitative descriptive approach, data were obtained through interviews, observations, and documentation, then analyzed using the Miles and Huberman interactive model consisting of data reduction, data display, and conclusion drawing. The findings reveal that the pesantren implements a dual-source financing model consisting of internal and external funds. Internal sources mainly students’ infaq and revenues from pesantren-owned business units form the financial backbone, while external sources such as community donations and limited government support serve as supplements. The financing system demonstrates moderate effectiveness, particularly in ensuring operational stability, supporting teacher welfare, and maintaining infrastructure development. Participatory budgeting, transparent reporting, and leadership integrity enhance accountability and community trust. However, limited diversification of income and insufficient managerial competence remain challenges. Overall, the financing system fulfills most criteria of an effective educational financial model efficient, adequate, responsive, accurate, and sustainable supported by community participation and moral leadership. The study recommends strengthening financial diversification, adopting digital finance systems, and developing managerial capacity to ensure long-term financial sustainability and institutional growth.

Keywords

Educational Financing System, Effectiveness, Pesantren, Sustainability, Financial Governance.



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Copyright (c) 2025 Moh. Sugandi, Ujang Miftahudin, Zamzam Lukmanul Jamil, Risa Destriani

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This work is licensed under a Creative Commons Attribution-NonCommercial-ShareAlike 4.0 International License.

SEIN: Sphere Of Educational Innovation
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