Andy, G. S., & -, M. G. V. (2024). Digital Financial Literacy and Financial Behavior. International Journal For Multidisciplinary Research, 6(4), 23–38. https://doi.org/10.36948/ijfmr.2024.v06i04.26921
Abdullayev, A., Kadyrova. & Ydyrys, S. (2025). Modernization of the Local Government System: Development Prospects and Implementation Mechanisms. Emerging Science Journal, 9(3), 1434–1476. https://doi.org/10.28991/ESJ-2025-09-03-017
Alamanda, D. T., Kusmiati, E., Shiddieq, D. F., & Roji, F. F. (2022). MSME Clusterization Using K-Means Clustering in Garut Regency, Indonesia. Review of Integrative Business and Economics Research, 12(4), 199–211.
Aliyi, I., Faris, A., Ayele, A., Oljirra, A., & Bayessa, M. (2021). Profitability and Market Performance of Smallholder Vegetable Production: Evidence from Ethiopia. Heliyon, 7(9). https://doi.org/10.1016/j.heliyon.2021.e08008
Bayhantopcu, E., & Aymerich Ojea, I. (2024). Integrated Sustainability Management and Equality Practices in Universities. International Journal of Sustainability in Higher Education, 25(3), 631–648. https://doi.org/10.1108/IJSHE-02-2023-0054
Braun, V., Clarke, V., Boulton, E., Davey, L., & McEvoy, C. (2021). The Online Survey as a Qualitative Research Tool. International Journal of Social Research Methodology, 24(6), 641–654. https://doi.org/10.1080/13645579.2020.1805550
Costa, F. de A., Assad, E. D., Oliveira, G., Pereira, H. D. S., & Schmink, M. (2024). Complex, Diverse and Changing Agribusiness and Livelihood Systems in the Amazon. Acta Amazonica, 54(spe1). https://doi.org/10.1590/1809-4392202200960
Donohue, J. M., Cole, E. S., James, C. V., & Roberts, E. T. (2022). The US Medicaid Program: Coverage, Financing, Reforms, and Implications for Health Equity. In JAMA (Vol. 328, Issue 11, pp. 1085–1099). https://doi.org/10.1001/jama.2022.14791
Fuadi,. Hasibuan. & Saputra, J. (2021). Investigating the Effect of Micro Waqf Bank Sector Expansion on Poverty Alleviation: Evidence from Indonesian Rural Communities. In Proceedings of the International Conference on Industrial Engineering and Operations Management (pp. 4150–4158). https://doi.org/10.46254/an11.20210745
Gietzen, L. J., Lewis, H., & Buchanan, J. A. (2023). Age-Related Microaggressions: A Descriptive Study. Gerontologist, 63(5), 820–830. https://doi.org/10.1093/geront/gnac158
Haris, A., Widodo, A., & Sarah, S. (2024). Eco-Maqāṣid in Climate Change Campaigns: From an Ecolinguistics Study to the Philosophy of Islamic Law. Al-Manahij: Jurnal Kajian Hukum Islam, 18(2), 219–236. https://doi.org/10.24090/mnh.v18i2.10652
Harsanto, B., Pradana, M., Firmansyah, E. A., Apriliadi, A., & Ifghaniyafi Farras, J. (2024). Sustainable Halal Value Chain performance for MSMEs: The Roles of Digital Technology, R&D, Financing, and Regulation as Antecedents. Cogent Business and Management, 11(1). https://doi.org/10.1080/23311975.2024.2397071
Jones, C. (2024). The Detrimental Effects of Population Growth on the Sustainability of the Planet and the Human Race Itself. Tydskrif Vir Geesteswetenskappe, 64(2), 147–164. https://doi.org/10.17159/2224-7912/2024/v64n2a1
Katuk, N., Tey, P. Y., Sinal, M. S., Abdullah, W. A. N. W., Wahab, N. A., Kurniadi, E., & Budianto, H. (2024). Estate Planning Model for Sustaining Economic Values of Digital Assets. In Communications in Computer and Information Science: Vol. 2002 CCIS (pp. 336–350). https://doi.org/10.1007/978-981-99-9592-9_26
Malotana, V. S. (2025). Enhancing Small Business Management Education in South African Universities: Integrating Mixed Methods of Research for Workforce Development in SMMEs. In Research Methods for Educational Leadership and Management (pp. 89–110). https://doi.org/10.4018/979-8-3693-9425-0.ch004
Martins, A. O. (2024). Banking Reforms in Africa: Implications for Economic Welfare and Poverty Reduction. In Banking Reforms in Africa: Implications for Economic Welfare and Poverty Reduction. https://doi.org/10.4324/9781003467670
Mercader, V., Galván-Vela, E., Ravina-Ripoll, R., & Popescu, C. R. G. (2021). A Focus on Ethical Value under the Vision of Leadership, Teamwork, Effective Communication and Productivity. Journal of Risk and Financial Management, 14(11). https://doi.org/10.3390/jrfm14110522
Mufti Afif, Syahruddin, Khurun’in Zahro’, & Nur Suriana Awaludin. (2025). Bridging Waqf and Sukuk: Cross-Country Insights from Indonesia and Malaysia on Islamic Social Finance Innovation. Muslim Heritage, 10(1), 91–105. https://doi.org/10.21154/muslimheritage.v10i1.10510
Mundi, H. S., & Rao, M. (2025). A Qualitative Investigation into Financial Well-Being and Social Capital of Retired Government School Teachers. Qualitative Research in Financial Markets, 17(3), 576–603. https://doi.org/10.1108/QRFM-10-2023-0250
Mundó, J. (2024). Fiduciary Relationships. Current Sociology. https://doi.org/10.1177/00113921241271860
Munir, Z. A. H. (2023). Wealth Distribution among Sasak Communities Through Inheritance: A Quest for Justice. Samarah, 7(3), 1627–1643. https://doi.org/10.22373/sjhk.v7i3.10835
Munthe, S. (2025). The Role of Zakat, Waqf, and Sharia Financing in Empowering MSMEs: A Systematic Study. Economic: Journal of Economics and Business, 4(3), 588–593. https://jurnal.larisma.or.id/index.php/EJEB/article/view/1229
Muthoifin, M., & Rhezaldi, A. Y. (2024). Community Economic Empowerment Through Mosque Management to Improve People’s Welfare. In Multidisciplinary Reviews (Vol. 7, Issue 8). https://doi.org/10.31893/multirev.2024134
Oh, J. W., Kim, S., Yoon, J. won, Kim, T., Kim, M. H., Ryu, J., & Choe, S. A. (2023). Women’s Employment in Industries and Risk of Preeclampsia and Gestational Diabetes: A National Population Study of the Republic of Korea. Safety and Health at Work, 14(3), 272–278. https://doi.org/10.1016/j.shaw.2023.08.002
Pane, S. G. (2025). Productive Waqf and Innovation of Sharia Social Instruments: Strategies for Strengthening the Ummah’s Economy. Journal of Management, Economic, and Accounting, 4(2), 1085–1090. https://doi.org/10.37676/jmea.v4i2.1085
Parish, J. (2023). Fiduciary Activism From Below: Green Gentrification, Pension Finance, and the Possibility of Just Urban Futures. Urban Planning, 8(1), 414–425. https://doi.org/10.17645/up.v8i1.6119
Purwanti, P., Susilo, E., & Indrayani, E. (2020). Business Empowerment Program and Household Economic Welfare: Lessons from Indonesia. Journal of Asian Finance, Economics and Business, 7(1), 313–320. https://doi.org/10.13106/jafeb.2020.vol7.no1.313
Rizki, D., Wijanarko, F. N., & Murti, T. W. (2023). Rahn Contract Construction as Micro, Small and Medium Enterprises (MSME) Capitalization Solutions in the Halal Industry Sector. Indonesian Journal of Interdisciplinary Islamic Studies, 5(3), 165–182. https://doi.org/10.20885/ijiis.vol.5.iss3.art3
Rospriandana, N., Burke, P. J., Suryani, A., Mubarok, M., & Pangestu, M. A. (2023). Over a century of small hydropower projects in Indonesia: a historical review. Energy, Sustainability and Society, 13(1). https://doi.org/10.1186/s13705-023-00408-1
Shaikh, S. A. (2023). Economic Evaluation of Islamic Banking in Pakistan. Journal of King Abdulaziz University, Islamic Economics, 36(1), 91–111. https://doi.org/10.4197/Islec.36-1.5
Yudha Pratama, V., Suryo, I., Sista Devy, H., & Tamamudin. (2025). Islamic Banking Efficiency and Sharia Compliance: Comparative Insights from Indonesia and Malaysia. SHARE : Journal of Islamic Economics and Finance, 14(2), 755–769.
Yusuf, M. Y., Jalilah, & Kesuma, T. M. (2022). Shariah Marketing Strategy of Micro, Small, and Medium Enterprises Products in Aceh: a Case of Minyeuk Pret. Jurnal Ilmiah Peuradeun, 10(2), 433–448. https://doi.org/10.26811/peuradeun.v10i2.653
Zainuddin, M., & Mutaqin, A. (2025). Sharia Financial Convergence: Synergy of Gold, Digital Inclusion, and Socio-Economic Resilience in Sharia Pawnshop Practices. Al-Muhasib: Journal of Islamic Accounting and Finance, 5(1), 1–20. https://doi.org/10.30162/al-muhasib.v5i1.2233