Praktik Muḍārabah di Bank Muamalat KCP Wonosobo Perspektif Hukum Ekonomi Syariah



Authors (s)


(1) * Fathudin Fathudin   (Sekolah Tinggi Agama Islam An-Nawawi Purworejo)
(2)  Adi Wibowo   (Sekolah Tinggi Agama Islam An-Nawawi Purworejo)
(3)  Salsabella Rahma Dewi   (Sekolah Tinggi Agama Islam An-Nawawi Purworejo)
(*) Corresponding Author

Abstract


This research discusses the practice of muḍārabah at Bank Muamalat, Wonosobo Sub-Branch Office, a form of business collaboration using a muḍārabah contract and in the process the business fails so that it suffers losses caused not by the negligence of the fund manager (muḍārib) so the fund manager must bear all the losses. Where it should be in the syari'ah concept that if you collaborate using the muḍārabah agreement, if the business fails in the process, the loss is fully borne by the owner of the capital (ṣāḥibul māl). Discussion of the theory and practice in the muḍārabah contract according to Islamic law is very important. This study aims to determine the law regarding the practice of muḍārabah financing at the Bank Muamalat Wonosobo Branch Office, whether it is legal or not legally '. The approach used uses a normative approach with the object of the muḍārabah contract practice at the Bank Muamalat Wonosobo Branch Office which is adjusted to the perspective of Islamic law. After conducting an analysis with adjustments between Islamic Law and collaboration products with the muḍārabah agreement implemented by the Bank Muamalat Wonosobo Branch Office, it resulted in a conclusion that the practice of the muḍārabah contract was not in accordance with Islamic Law (syara ').





Full Text: PDF



References


Abduroman, Dede, Haris Maiza Putra, and Iwan Nurdin, ‘TINJAUAN FIQIH MUAMALAH TERHADAP JUAL BELI ONLINE’, Ecopreneur: Jurnal Program Studi Ekonomi Syariah, 1.2 (2020), 35–48

Antonio, Muhammad Syafi’i, Bank Syariah: Dari Teori Ke Praktik (Gema Insani, 2001)

Ardani, Achmad, ‘Tinjauan Hukum Islam Terhadap Implementasi Syirkah Di Rental Play Station Desa Mlorah Kecamatan Rejoso Kabupaten Nganjuk’, Journal At-Tamwil: Kajian Ekonomi Syariah, 2.1 (2020), 84–104

Asna, Nurul, ‘AKAD KREDIT PEMILIKAN RUMAH SEDERHANA (KPRS) DI PT AVICENNA PERKASA PURWOREJO’, MUSTANIR: Jurnal Ekonomi Syari’ah Dan Hukum Islam, 1.01 (2020), 22–44

CITY, I N SHARIA BANKS I N YOGYAKARTA, ‘Mustaqim Pabbajah1, Ratri Nurina Widyanti2, Widi Fajar Widyatmoko3’, 2019

Hernawaty, Hernawaty, Heriyati Chrisna, and Noviani Noviani, ‘TRANSAKSI VALAS DALAM PERSPEKTIF KONVENSIONAL DAN SYARIAH’, Jurnal Akuntansi Bisnis Dan Publik, 11.1 (2020), 1–17

Hydzulkifli Hashim, Omar, Ab Asmak, Mazlan Ahmad Rizal, Abu Bakar Azizi, and Abd Suhaila, ‘The Structuring for Development and Management Waqf Properties in Malaysia’, 2013

Rafidah, Rafidah, ‘ALTERNATIF SOLUSI ATAS PROBLEMATIKA PEMBIAYAAN MUDHARABAH’, JURNAL SYARIKAH: JURNAL EKONOMI ISLAM, 3.1 (2017), 391–402

REZKY, MUHAMMAD, ‘PENYELESAIAN PEMBIAYAAN BERMASALAH AKAD MURABAHAH PADA PT. BANK BNI SYARIAH CABANG KENDARI’ (IAIN Kendari, 2016)

Rivai, H Veithal, Andria Permata Veithzal, and Ferry Novindra Idroes, Bank and Financial Institution Management (Raja Grafindo Persada, 2007)

Subaiti, Berkah, Istianah Istianah, and Wage Wage, ‘Pandangan Hukum Islam Terhadap Kerja Sama Gaduh Sapi Di Desa Lembupurwo Kecamatan Mirit Kabupaten Kebumen’, Jurnal Hukum Ekonomi Syariah, 2.1 (2019), 67–85

Wibowo, Adi, ‘Study Komparasi Penyelenggaraan Pendidikan SMK ( Studi Kasus SMK Di Pondok Pesantren Lirboyo Al-Mahrusiyah Dan Di SMK PGRI 2’, At-Tarbiyat:Jurnal Pendidikan Islam, 1.1 (2018), 1–15

Yuliana, Rika, and Imron Rosyadi, ‘Tinjauan Fatwa DSN-MUI Terhadap Konsep Aplikasi Produk Akad BSM Deposito Berdasarkan Prinsip MuḌārabah MuṬlaqah Dalam Penghimpunan Dana Di Bank Mandiri Syariah Kantor Cabang Pembantu Solo Nusukan Periode Tahun 2016-2017’ (Universitas Muhammadiyah Surakarta, 2018)


Article View

Abstract views : 84 times | PDF files viewed : 58 times



Refbacks

  • There are currently no refbacks.